10 Ways To Say No When A Friend Asks You “Pautang Naman”

2. “Sayang, Kababayad Ko Lang Ng Bills Ko”

Again, you have bills to pay and expenses to cover in order to survive your daily life. Unless you live with your parents and don’t pay for anything, you’re not necessarily lying to your friend.

However, if you’re not really bothered by lying to someone close to you, lie away even when you have the money. Again, the more you say yes to these people, the more often they will borrow.