6. Go Offline For Few Days Tsaka Mo Sagutin Na Nawalan Ka Ng Connection

The old tactic of evasion. If you still can’t say no, then just ignore them. We live in an age where it’s so easy to ignore people since they often just talk to use online.

Go offline for a few days, then when you go online, tell your friend you just read their message. By then, hopefully, they already borrowed from someone else.