We all have a friend or two who always borrow money from us. And as a friend, you find it hard to say “no.” This kind of attitude could only encourage them to borrow money from you more because they know that you would say yes.

There’s nothing wrong in helping your friends, especially those who really are in need. But remember, you also have bills to pay and this kind of approach could hurt you more than them in the long run.

Here are 10 best way to say no to a friend who’s borrowing money from you:

1. Short Din Ako Friend Eh