Life begins at 40, honey. Whoever came up with this phrase is probably wealthy, kids all grown up and out of her hair plus a handsome fellow to take her on cruises around the world. Is your life similar to this? Definitely not. Did you invest yet still end up broke? Well, investing requires a smart mind. If you invested in a not well thought of project, then this might explain your current predicament. Choose to seek the wise counsel of a financial adviser in order to climb out of this poverty pot. He will explain in detail what a smart investment plan is and which isn’t.