Almost every woman has at one time or another been faced with a difficult option of having to choose between a pricey yet trendy designer handbag or savings that extra cash. Is your expenditure more than your income? If you were earning an income, but still ended up broke shortly after payday, then your financial choices sabotaged you. You would not have been in this mess if saw to it that the biggest percentage of your salary ended up in assets instead of liabilities.