Days are about to get much warmer as the summer season is already in full swing. While Filipinos tend to spend more on traveling and leisure during this time of the year, there are still plenty of ways to make the most of the sunny days while sticking to your budget—whether you plan on spending it outdoors or in the comforts of your home.
1. Check your appliances and electronics regularly
This should definitely be the first on your summer to-do list! Conduct a maintenance check on your appliances, especially air conditioning units, electric fans, and refrigerators, to ensure they are running efficiently. Depending on their condition, you can either have them repaired or replaced, preferably with more energy-efficient ones. Aside from better managing heat and humidity in your home, this helps lower electric bills and reduce the chances of fire emergencies occurring due to malfunction.
2. Embrace the great outdoors
Take advantage of the good weather by going on a budget-friendly outdoor adventure with your family or friends. Check out parks and free spots in your area where you can have a small picnic, go on a leisurely stroll, or appreciate nature and culture without having to spend much. Of course, don’t forget to put on sunscreen and stay hydrated while you’re out and about.
3. Be on the lookout for summer sales
Malls and ecommerce platforms hold a lot of sale events during summer months, offering the best deals and discounts that you should definitely not miss. Avoid impulse buying by first assessing if you can get the best value for your money with the item you want to purchase.
This is also an opportunity for parents to prepare ahead for the upcoming school year by buying school supplies and even a new pair of shoes or a set of uniforms at discounted prices.
4. Explore summer business ideas
With more people outside and the weather warmer, summer is one of the best times to look into additional sources of income. Some ideas include selling frozen desserts and refreshing drinks from your home and making handmade accessories that you can display in bazaars or online. Since classes are on break, a lot of parents are also looking for tutoring services and extracurricular activities for their children, such as music, dance, or sports. These are perfect side hustles if you have the right skills and qualifications.
It’s never too early to save up for the rainy days! And with Tala as your trusted partner, your journey to long-term financial growth starts today. The world’s first fintech company for the global majority, Tala provides convenient and flexible online credit that can help customers manage their day-to-day expenses and, eventually, save up for the future.
As a minimum wage earner, Tala customer Jean admitted her salary alone wasn’t enough to support her family’s daily household needs. When her husband had to stop working due to an accident, it became even more challenging, especially since they also started running a small junk shop for additional income.
“Because we account for all our monthly expenses, we were burdened with having to look for other ways to acquire money to pay for electricity and water bills. That was until I looked for ways online and found Tala,” she said. “When I got approved for a loan, it was like a huge weight had been lifted off my shoulders. As time passed by, I noticed my credit limit increased, and I can use the amount for groceries as well.”
Throughout the different seasons of life, Tala enables its customers to grow and make their dreams a reality through its reliable and accessible financial services. Start your journey to success by visiting tala.ph and downloading the official Tala app.
